Terms and Conditions
Last updated: February 23, 2026
1. Account and access
You are responsible for account credentials, invited members, and activity in your ledger. You must provide accurate registration details and keep your contact email current.
2. Acceptable use
You may not use the service for unlawful activity, abusive behavior, attempts to bypass authorization controls, or actions that degrade service reliability for other users.
3. Data ownership
You retain ownership of data submitted to the platform. We process your data to operate product features, secure the service, and provide support.
4. Billing and plan changes
Paid plans renew based on selected billing interval. Plan limits, pricing, and features can change with advance notice as required by law.
5. Suspension and termination
We may suspend or terminate accounts for policy violations, security risks, or legal obligations. You may stop using the service at any time.
6. Liability and warranty
The service is provided on an as-is basis. To the maximum extent permitted by law, we disclaim implied warranties and limit liability for indirect or consequential damages.
7. Contact
For legal notices or policy questions, contact support@owniko.com.